We would advise every pet owner to get health insurance for their pets. Several pet insurance carriers are available with different programs. Pet insurance programs will give you the ability to meet the needs of your pet health. Chances are that your pet eventually will suffer from illness or some accident, so pet insurance will insure that your pet will receive the very best medical treatment available and will protect you, the pet owner, against any unexpected veterinary medical bills.

Some of the factors to look for when insuring your pet:

• How much of the treatment cost will you have to pay?
• Will the policy pay for chronic conditions, and for how long?
• Can you use the veterinarian of your choice?
• Will you get a discount if you insure more then one pet?
• How long it will take to receive a payment after your claim is received?
• Will the premium stay the same, or will it increase when your pet gets older?